A Taxing Problem – the impact of tax on small businesses

Following our previous reports on the total cost of administration to small and medium enterprises (SMEs), and the impact of late payments, this study examines the issue of taxation on SMEs. For many new and small companies, profit margins can be very low, particularly when the cost of finance and building up stock is taken[…]

The Domino Effect – The Impact of Late Payments

This report examines the issue of late payments, which can have significant impacts on smaller businesses. Based on a survey of around 3000 companies across 11 countries, our analysis indicates that 11.0% of all invoices issued by SMEs are paid late, equivalent to a total of USD 1.01 trillion per year. Worse, 7.5% of invoices[…]

Plum Insight: Ensuring value with Connected Capex

Whilst discounted-cash-flow methods are prevalent for project appraisal within many firms, overall performance, influenced by market pressures and managements’ own self interests, is often focused on short-term measures such as quarterly earnings. In this Insight paper, we examine the efficacy of capital investment in the telco industry; by definition, ‘investment’ suggests a focus on the[…]

Fibre pricing and margin squeeze testing in Malta

Over the past few years Plum has undertaken a series of projects for GO, Malta’s leading provider of communications services, to help it develop its investment strategy for the deployment of high-speed broadband infrastructure. The work was carried out in the following stages. Business case for fibre investment Plum carried out an assessment of the[…]